Does Shopify use stripe?

Knowledge Base > Shopify > Does Shopify use stripe?

Absolutely, understanding the relationship between Shopify and Stripe is essential for any Shopify store owner, as it impacts how you manage transactions and process payments.

Shopify and Stripe Partnership:

Shopify has partnered with Stripe to power its own payment processing platform, known as Shopify Payments. Stripe is a well-regarded payment gateway known for its ease of use, security, and integration capabilities. This partnership means that when you use Shopify Payments, you’re essentially using Stripe under the hood.

Benefits of Using Shopify Payments (Powered by Stripe):

  • Seamless Integration: Since Shopify Payments is integrated into your Shopify store, setting it up is straightforward. You don’t need to set up a separate Stripe account; everything is managed within Shopify’s ecosystem.
  • Unified Dashboard: Managing your transactions, refunds, and payouts is simpler because everything is accessible from your Shopify admin panel. This unified approach saves time and reduces the complexity of managing different systems.
  • Streamlined Checkout Experience: Shopify Payments offers a smooth and fast checkout experience for your customers, which can help increase conversion rates. The checkout process is optimized for speed and ease, making it user-friendly.
  • Security and Compliance: Leveraging Stripe’s robust security infrastructure, Shopify Payments ensures secure handling of payment data. It is also PCI compliant, meaning it adheres to stringent standards for secure credit card transactions.
  • Currency and Payment Methods: Shopify Payments supports multiple currencies and a variety of payment methods, including credit cards and digital wallets, making it easier to sell to a global audience.

Considerations When Using Shopify Payments:

  • Availability: Shopify Payments isn’t available in every country. You’ll need to check if it’s supported in your region. If it’s not, you can use Stripe directly or choose another payment gateway offered by Shopify.
  • Fees and Charges: While using Shopify Payments, you’ll encounter transaction fees. These fees are generally competitive and can vary based on your Shopify plan.
  • Dispute Handling: As with any payment platform, you may need to handle chargebacks or disputes. Shopify provides support and resources to help you through these processes.


In essence, when you opt for Shopify Payments for your store, you’re indirectly using Stripe’s technology. This integration offers a seamless, secure, and efficient way to handle online transactions, contributing to a better shopping experience for your customers and a more manageable process for you as a store owner. The combination of Shopify’s user-friendly platform with Stripe’s powerful payment processing capabilities creates a robust solution for e-commerce businesses.


Common Questions

  • Does Shopify use Stripe for payment processing?

    Yes, Shopify uses Stripe to power its payment processing service, Shopify Payments. When you use Shopify Payments, you are essentially using Stripe’s technology integrated within Shopify.

  • Do I need to set up a separate Stripe account to use Shopify Payments?

    No, you do not need to set up a separate Stripe account. Shopify Payments is seamlessly integrated into your Shopify admin, making the setup and management process straightforward.

  • What are the benefits of using Shopify Payments?

    Using Shopify Payments, powered by Stripe, offers several benefits including seamless integration with your Shopify store, a unified dashboard for managing transactions, a streamlined checkout experience for customers, and robust security and compliance features.

  • Can I use Stripe directly with my Shopify store?

    If Shopify Payments is not available in your region, you can use Stripe directly or choose another available payment gateway. Shopify supports integration with various payment processors, including Stripe.

  • Are there any fees associated with using Shopify Payments?

    Yes, there are transaction fees associated with using Shopify Payments. These fees vary depending on your Shopify plan. Generally, they are competitive and are part of the cost of processing online payments.

  • How does Shopify Payments handle different currencies and payment methods?

    Shopify Payments supports multiple currencies and a variety of payment methods, including credit cards and digital wallets. This capability makes it easier to cater to a global audience and enhances the customer experience.